NEWS DIGEST – 15.09.2025 🚀
1) 🇬🇧 UK stablecoin cap plan sparks industry outcry
Crypto firms and payment groups are pushing back hard against a Bank of England proposal to limit how much systemic stablecoin an individual or business can hold—£10,000–£20,000 for individuals, ~£10 million for businesses. They argue caps are hard to enforce, harm innovation, and may push business to friendlier jurisdictions.
Why it matters: This could become among the strictest ownership limits globally. If implemented, it may shrink demand for large stablecoin holdings, hinder cross-border use, and signal a risk-averse regulation trend in the UK.
Sources: Financial Times / CoinDesk.
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2) ⚖️ SEC to warn before punishing minor violations
Paul Atkins, the newly appointed Chair of the SEC, has said the agency will change enforcement policy: businesses will get notices of technical violations first, rather than facing immediate penalties. This shift aims to improve predictability and fairness.
Why it matters: May reduce fears among crypto startups about over-enforcement; could encourage compliance rather than litigation. But critics warn it might allow harmful practices to persist longer before accountability.
Source: Reuters.
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3) ₿ Bitcoin rallies 4% amid rate cut hopes, closes above $116K
Bitcoin gained over 4.4% in recent days, reaching ~$116,031, driven by optimism around upcoming U.S. interest rate cuts and closure of a CME futures gap. ETH and other majors also lifted.
Why it matters: Macro expectations continue to drive crypto moves. Options market data suggest downside fears are easing, which might lead to more bullish positioning ahead of rate announcements.
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4) 🪙 Tether announces USA₮: a new US-regulated stablecoin plan
Tether has unveiled USA₮, its planned USD-backed stablecoin that will be US-regulated and comply with recent laws (including the GENIUS Act). It promises transparent reserves, stronger governance, and a focus on accessibility for underserved or underbanked users.
Why it matters: As regulatory clarity improves, regulated stablecoins are going to be huge winners. USA₮ could compete among top stablecoins especially if regulations favor clear compliance. Users and institutions will be watching backup audits and issuer trust.
